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iPMI Global Latest Videos

iPMI TV

Video: PassportCard Australia Unveils New PDS - What You Need to Know with Chief Underwriting Officer Michael Storozhev

PassportCard's Chief Underwriting Officer Michael Storozhev gives an update on the changes to the PDS. Passport Card has introduced significant updates to its travel insurance product, aiming to provide greater flexibility, broader protection, and a simplified purchasing process. Key changes include a more tailored approach to activities and events cover, expanded cancellation reasons including coverage for non-traveling relatives, a simplified process for handling pre-existing medical conditions, and a new online quote and buy journey. These changes are a direct result of...

22-05-2025 iPMI Global

iPMI TV

Video: New Frontier Group Provider In Focus

New Frontier Group is a global, independent, woman-owned business enterprise established in 2002. As the world of global healthcare continually evolves, New Frontier Group is focused on providing future thinking solutions to meet the needs of the market. To deliver worldwide solutions that maximize savings, payment accuracy, and the best possible patient outcomes.

09-04-2025 iPMI Global

iPMI TV

Join the iPMI Global Provider Network Directory

The iPMI Global Provider Network offers an online provider network directory intended as a buyer's guide for industry payers and providers. It contains pertinent company information to assist buyers in connecting with relevant global payers and providers.

11-03-2025 iPMI Global

iPMI TV

Video: International Private Medical Insurance Global Broker Strategies

In this iPMI Global TV report we discuss the recent exclusive closed door round table, International Private Medical Insurance Global Broker Strategies. The iPMI Global Round Table underscores the importance of building strong, mutually beneficial partnerships between international private medical insurance providers and brokers. By working together, embracing innovation, they can effectively meet the evolving needs of globally mobile individuals and businesses seeking comprehensive healthcare coverage.

06-03-2025 iPMI Global

iPMI TV

VIDEO: International Private Medical Insurance and Assistance in Latin America

In this iPMI Global TV report we discuss the significant growth opportunities within the LATAM health, travel, expatriate insurance, assistance and cost containment market, driven by an expanding middle class and increasing awareness of insurance benefits. We highlight the market’s fragmentation and associated challenges, including regulatory complexities and low insurance penetration. Strategies for addressing inequality and achieving operational excellence are also explored, along with the dominant players and future prospects for the region’s market. The companies’ diverse product and service offerings...

06-03-2025 iPMI Global

iPMI TV

VIDEO: Streamlining Access to Expert Healthcare Across the Globe with Aetna Abroad™

Aetna International is proud to introduce Aetna Abroad™ — their global network outside of the United States. By leveraging their curated ecosystem of strategic relationships with regional network partners including Allianz Partners, as well as through direct provider contracting, the Aetna Abroad network boasts an impressive roster of pre-screened health care professionals and facilities that span 200 countries and territories, including several with strict regulations around local compliance.

23-07-2024 iPMI Global

iPMI Market Providers

iPMI Market Interviews

Interviews

iPMI Global Speaks with Mike Rizo, CEO, PharmCare Services

In this iPMI Global Executive Interview, Christopher Knight, CEO, iPMI Global, met with Mike Rizo, CEO, PharmCare Services. They discussed PharmCare Services role as an International Pharmaceutical Manager (IPM) and the evolution from a training and staffing company to a global provider of specialized therapies, emphasizing their mission to align medication management with improved patient outcomes and cost-efficiency worldwide. 

31-07-2025 iPMI Global

Interviews

iPMI Global Speaks wth Lourdes Peters, CEO and Chairman at World of America

In this iPMI Global Executive Interview, Christopher Knight, CEO, iPMI Global, met with Lourdes Peters, CEO and Chairman at World of America.  World of America, under her leadership, introduced Private Medical Insurance (IPMI) and International Travel to Latin America and the Caribbean more than 40 years ago. WOA is a leading privately owned agency specializing in the LATAM market, with its main office in Miami. It has a presence in 24 countries with more than 2,400 advisors WOA's portfolio includes banking...

08-07-2025 iPMI Global

HX Global 2023 Risk Outlook: A Look at LGBTQ+ Travel Risk

The security environment for members of the LGBTQ+ community has generally improved in 2022. However, employees that identify as LGBTQ+ will continue to face unique challenges during international travel or long-term deployments.

Countries and territories around the world continue to approach legislation relating to LGBTQ+ activity differently. Positions range from full equal rights and protections against discrimination to the death penalty for same-sex relations. Discrimination against LGBTQ+ people creates severe challenges for talent mobility, retention, and development.

Same-sex marriage

There are currently 34 countries in which same-sex marriage is recognized. Discussions pertaining to the recognition of same-sex marriage are ongoing in the Czech Republic, Greece, Israel, India, Liechtenstein, Philippines, and Thailand.

Over the course of the past year, significant developments were seen across the world as same-sex marriages became legalized and/or recognized in Chile, Switzerland, Cuba, and Andorra. In October, Slovenia became the first post-Soviet republic to recognize same-sex marriages and adoption rights for same-sex couples. Tamaulipas became the last of Mexico’s states to authorize same sex-unions. Most recently, Tokyo’s metropolitan government began issuing partnership certificates to same-sex couples living in Japan’s capital, allowing them to be treated as married couples with respect to housing, health, and welfare.

Conversely, 32 countries and four jurisdictions worldwide passed constitutional amendments that explicitly prohibit the legal recognition of same-sex marriage and other forms of legal unions. Guatemala's Congress passed a law that explicitly banned same-sex marriage, while the Privy Council of the United Kingdom upheld the Caymanian and Bermudan constitutional bans on marriages between same-sex people. Singapore's Prime Minister announced plans to reform the constitution in order to prevent the legalization of same-sex marriage, which represents a de-facto ban.

Transgender legislation

Improvements in transgender legislation worldwide have also been reported, with further legislative developments expected in 2023. Countries including Finland, Denmark and Mexico have implemented legislation to guarantee the right to self-determination of gender without a requirement for surgery or sterilization.

However, controversial decisions regarding elite transgender athletes continue to be criticized by LGBTQ+ organisations. This includes the decision made by the Irish Rugby Football Union to ban transgender women from playing contact rugby and another made by the International Swimming Federation (Fina) to ban transgender women from female competitions. Instead, they suggested the creation of a specific category for transgender athletes.

Conversion therapy has been banned in numerous countries through 2021 and 2022, including Canada, Chile, India, France, Greece, and New Zealand. In the US, Wisconsin, Michigan, Minnesota, and Pennsylvania are the latest states to rule that federal and state funds cannot be allocated to conversion therapy. The ban on conversion therapy approved by the United Kingdom in May does not cover transgender people, a decision heavily criticized by LGBTQ+ associations. Countries in the process of discussing potential bans on conversion therapy include Ireland, Israel, Norway, Denmark, and Finland.

What can we expect in 2023?

In 2023, members of the LGBTQ+ community will continue to face unique challenges when it comes to international travel and long-term deployments. LGBTQ+ issues are expected to be a continued source of political polarization around the world. The increasing popularity of far-right political parties in Europe, including the recently-elected Brothers of Italy, the Swedish Democratic Party, and the Polish Law and Justice Party underscores the increasing use of homophobic narratives to score political points.

In the US, Republicans in Congress laid the groundwork for an anti-transgender law which would block funding to colleges that allow transgender women to participate in sports with cisgender women and sanction schools that disobey previously-issued state laws regarding sharing LGBTQ+ materials with minors. While it is unlikely the bills will become law this year since the Democrats narrowly control both chambers of Congress, they may be passed in early 2023 after Republicans regain control of Congress as a result of the November 2022 midterm elections.

Societal and cultural considerations towards LGBTQ+ issues are likely to remain unchanged in the short-to-medium term. Of the 68 countries that criminalize same-sex relations worldwide, 33 are in Africa. Some progress has been made in recent years, but several nations continue actively enforcing discriminatory laws. Discriminatory attitudes are likely to remain in 2023, with minimal changes to legislation expected.

Many developments can be expected in the Asia Pacific region, including the potential decriminalization of same-sex relations in Sri Lanka and the legalization of same-sex unions in Thailand and India. However, discriminatory policies are likely to remain in countries such as Afghanistan, China, Indonesia, Malaysia, and Pakistan.

The security environment in multiple eastern European, Middle Eastern and North African countries continues to be assessed as high or extreme for LGBTQ+ individuals.

Ensure your organization has appropriate risk mitigation measures for LGBTQ+ travel

It is important that organizations create and foster an open environment for all employees. If employees are comfortable disclosing their sexual orientation and gender identity, travel risk assessments should be customized accordingly and take into consideration the location and purpose of travel. These assessments should also consider the prevailing legal, cultural, logistical and security risks that members of the LGBTQ+ community are likely to face.

Many employees may not feel comfortable disclosing their sexual orientation. Therefore, it is critical that organizations have LGBTQ+ travel risk mitigation advice readily accessible to all members of the organization. This can include having LGBTQ+ travel resources available to everyone or offering access to a platform like Healix’s LGBTQ+ e-learning modules. This ensures that all members of your workforce can discreetly access information to keep themselves safe.

Issue country-specific guidelines. These guidelines may include items such as advising LGBTQ+ employees to hold business meetings at inconspicuous venues, indicating when large LGBTQ+ events may be staged and what precautions to take or suggesting ways that LGBTQ+ employees can reduce their profiles. Additionally, monitoring the Healix Sentinel Travel Oracle app can be useful for pre-empting potentially volatile protests.

Ensure that ample legal protections are in place, and that employees know how to access these services. As LGBTQ+ employees may face detention, deportation, assault, or imprisonment in some locations, it is advisable to ensure that employees have access to appropriate legal advice and support. Reach out to national embassies and consulates to understand the level of consular support that may be available in the event that it is required.

Travelers can reduce their risk profile by:

  • Maintain a low profile at all times - even in locations where society is considered tolerant to homosexuality
  • Remain vigilant and ignore provocations. Inform a relevant line manager or HR contact.
  • Avoid public displays of affection where possible
  • Ensure you exercise discretion when disclosing sexual orientation
  • Exercise caution using online LGBTQ+ social media platforms
  • Remain aware of the risks associated with LGBTQ+ venues
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Welcome To iPMI Global

iPMI Global is the leading business intelligence provider for international private medical, health, travel and expatriate insurance markets worldwide. Due to the nomadic nature of the international private medical insurance (IPMI) market, iPMI Global is an internet based news service for worldwide insurance and medical assistance professionals who need to understand the impacts of insurance and healthcare policy, regulatory, and legislative developments.

Senior level business executives, in over 120 countries, rely on iPMI Global to stay 1 step ahead of the risk and on the inside track of international PMI.

Covering business travellers, high net worth individuals, expatriate and leisure travel markets, iPMI Global is the only international news source covering the most exciting sector of international health insurance: international private medical insurance.

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