In this iPMI Global Insights article we read and analyse the Global Medical Trends Survey by WTW, offering a perspective on projected healthcare cost increases through 2026. The survey forecasts that double-digit global medical increases will persist, with a projected global average increase of 10.3% in 2026, driven significantly by regions like Asia Pacific and Latin America.

In this iPMI Global Insights article we read and analyse the Aon 2026 Global Medical Trend Rates Report, which surveys over a hundred Aon locations to predict the annual percentage increase in the cost of healthcare services. The report highlights that the global average medical trend rate is expected to be 9.8% in 2026, marking a slight decline from the previous year, yet persistent high costs are attributed to factors like utilization rates, new technology adoption, and aging populations.

In this iPMI Global insights article we provide an overview of the critical need for specialized high-risk insurance for professionals like journalists, NGO staff, and aid workers operating in volatile global environments. It explains that standard insurance policies are insufficient because they typically exclude coverage for major threats such as acts of war, terrorism, and political unrest. The text details several essential coverages provided by high-risk policies, including Kidnap and Ransom (K&R), political and security evacuation, and trauma counseling for conditions like Post-Traumatic Stress Disorder (PTSD). Furthermore, the source lists several specialty providers that offer these crucial plans and emphasizes that securing this insurance is a fundamental aspect of an organization's duty of care to its personnel.

In this iPMI Global Insights article we answer the most frequently asked questions about this important topic.The anticipated impact of Artificial Intelligence (AI) on the role of International Private Medical Insurance (IPMI) brokers, predicting a shift towards a hybrid future driven by augmentation. AI is expected to automate highly routine tasks such as quoting, administrative paperwork, and basic client management using technologies like Natural Language Processing.

The adoption of Artificial Intelligence (AI) within the International Private Medical Insurance (IPMI) sector is not a mere technological upgrade; it is a fundamental strategic imperative for competing in a uniquely complex global market. Insurers who view AI as a simple efficiency tool risk being outmaneuvered by competitors who leverage it to reshape core functions, from risk selection to member engagement. This briefing provides a clear-eyed analysis of the tangible value of AI across the IPMI value chain, outlines the critical implications for workforce structure, and presents a pragmatic roadmap for implementation and risk management.

International Private Medical Insurance (IPMI) is a critical solution for expatriates, long-term travellers, and globally mobile professionals seeking comprehensive health coverage abroad. Unlike travel insurance, which mainly covers travel needs for short trips, IPMI delivers extensive protection tailored for long-term international living, covering routine, specialist, and emergency healthcare worldwide.

In this article, we dive deep into the cost of international private medical insurance worldwide, exploring regional price differences, key factors influencing premiums, and why IPMI is an essential investment despite its complexity and cost.

For clarity, when we talk about this market, we refer to health insurance products designed specifically for internationally mobile individuals (expatriates, long-term assignees, globally mobile families) that cover medical treatment across borders (not simple domestic private health insurance or travel insurance). Terms used in the industry include “international health insurance”, “expatriate health insurance” and “international private medical insurance (IPMI)”.

A Complete Guide for Expats, Global Professionals, and Frequent Travelers in 2025

Introduction: Why the Distinction Matters

As international mobility continues to rise, more people are living, working, or spending extended periods abroad. Whether it’s an executive relocating to Singapore, a digital nomad in Portugal, or a retiree in the UAE, access to quality healthcare worldwide has become a fundamental need.

While annual brand value rankings offer a fascinating snapshot of the corporate world, the story behind the numbers is often far more compelling. Allianz's recent achievement in the Interbrand ranking is a masterclass in modern brand-building, showcasing a strategy that goes well beyond financial performance. This article explores the four key strategies behind their remarkable success.

The Aon 2025 Global Benefits Trends Study, based on a survey of 518 global benefits professionals across 45 countries, reveals significant shifts in the strategic priorities of multinational companies. While cost management remains the top priority, there's a notable surge in focus on employee value and a renewed emphasis on global governance.